Bill Payment Questions:

For questions regarding electric bill payments or arrangements, please call the office and speak with one of our representatives.


  1.  Pay at the SMEC office located in Rainsville. Cashiers will accept cash, cashier and personal checks, VISA, Discover, MasterCard or American Express.
  2. Pay after hours using SMEC’s night deposit located near the drive through window at the headquarters building in Rainsville. Cash payment is not recommended for the night deposit.
  3. Send payments by mail using the envelope provided with monthly electric bill statements.
  4. Pay by automatic bank draft. Payment is recurring and will be deducted from your bank account each month.

  5. Pay current electric bills at one of the RPS locations or collection agents listed below.

  6. Click on the Pay Bill Online tab and follow instructions to pay by electronic check, VISA, Discover, MasterCard or American Express. An account number and password are required to enter this area. Online payments must be made before 11 p.m., otherwise they will be posted the following business day

  7.  Levelized Billing is available for those who qualify, please call the office for more information.

  8. Download the free SMEC app for iPhone and Android to access online payment options on your mobile device.

  9. Call 1-844-PAY-SMEC anytime (except 11 p.m. until 1 a.m. due to system maintenance) to pay by credit card or e-check. To pay by e-check a check profile must be set up through the website.

Collection Agent

Geraldine Geraldine Town Hall (256) 659-2122


Remote Payment System

(RPS Locations accept cash, checks, e-checks, debit and credit cards.)

Collinsville Piggly Wiggly
Dutton Reed's Grocery
Fyffe Fyffe Foodland
Ider Ider Foodland
Rainsville Rainsville Foodland
Rosalie Food Mart
Section Section Foodland

Schedule of Rates


Download Schedule of Rates PDF

To view PDF files on your computer, please click the link below to download Adobe Acrobat Reader.
Link to download Adobe Acrobat Reader

Neighbor Helping Neighbor

The “Neighbor Helping Neighbor” program is a community effort among churches, civic groups and SMEC to help families pay for electrical service. It is a simple program where interested members can specify a monthly amount to pledge and then have that amount added to their electric bill. All donations will be used to pay for electricity in SMEC’s service area. Funds are distributed through the local Community Action Neighborhood Centers.

SMEC members that wish to participate in “Neighbor Helping Neighbor” can print a form.